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Harness the power of the country’s most extensive network of lenders. All competing for you.

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Real, Prequalified Loan Rates in Just 2 Minutes

One quick application to get personalized loan rates from top lenders, all competing for your business.
  • Free to use - zero hidden fees
  • Credit-friendly no impact on your credit score
  • Comprehensive coverage - access both educational and personal loans
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The Smarter Way to Fund Your Education

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Prequalify for personal and student loans with a single, common application – say goodbye to filling out endless applications, one by one by one.

See Why Meratas has a Net Recommendation Score of +100 from SuperMoney

Francis S.
Francis S.
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Finding a loan with Meratas was like having a cheat code for finance. Stress? Gone.
Elisa C.
Elisa C.
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For my leap into sports management, Meratas was the coach I needed. Spot-on lender recommendations.
Rochelle H.
Rochelle H.
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When I needed it most, Meratas was there. No drama, just solutions.
Nancy S.
Nancy S.
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Wanted to make music, not worry about money. Meratas made finding funding a smooth tune.
Ira M.
Ira M.
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Loans can be scary, but Meratas turned that around. Felt like I was winning for once.
Leon H.
Leon H.
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Everything’s clear and upfront with Meratas. Found a great rate, no smoke and mirrors.
Travis T.
Travis T.
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With Meratas, it's not just about getting a loan. It's about finding a way to make school feel a bit less like climbing Everest.
Brandy P.
Brandy P.
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Felt like Tarzan in a loan jungle before Meratas showed me the way out. Straight to a loan that didn’t eat my wallet.
Steven W.
Steven W.
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Always messing in the kitchen, from mud pies to real pies. Wanted to go pro. One night, deep into the internet, I found Meratas. They served me a loan on a silver platter that was just my taste. Life’s funny, isn’t it? Full circle from mud to menus.
Clarence V.
Clarence V.
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Thought loans were a nightmare, but Meratas made it easy. Quick to compare, quicker to choose. Definitely telling my friends.
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The Leading Marketplace for Financing Higher Education, Skills Training, and Career Readiness Programs

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Find both private student and personal loans through our common application. Searching is free, and will not affect your credit score.

Meratas provides embedded payment plan infrastructure and a multi-lender marketplace. Meratas does not provide financing and is not a lending institution.

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Meratas is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by Meratas.

School matching is provided by Meratas as an independent, advertising-supported service. We may be compensated by the schools we promote in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. 

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Meratas strives to provide a wide array of offers for our users, but our offers do not represent all learning institutions or course programs.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information directly with your selected learning institution and read the information they provide.  Although every effort has been made to provide complete and accurate information, Meratas makes no warranties, express or implied, or representations as to the accuracy of content contained herein, which has been provided to us by our school partners.. We assume no liability or responsibility for any error or omissions in the information contained herein or the operation or use of these materials

At Meratas, we believe in transparency and partner with reputable companies to enhance your potential for success. Earnings figures are indicative, not guarantees. Earnings figures are taken from ZipRecruiter for the New York, NY region, and can be reviewed here.  Using this link, you may review earnings figures specific to your state of residence.  Success stories are not typical; results may vary. Placement rates are not a promise of employment.

Meratas is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by Meratas.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information directly with your selected learning institution and read the information they provide.  Although every effort has been made to provide complete and accurate information, Meratas makes no warranties, express or implied, or representations as to the accuracy of content contained herein, which has been provided to us by our school partners.. We assume no liability or responsibility for any error or omissions in the information contained herein or the operation or use of these materials.